Legal

Privacy Policy

Effective Date: April 5, 2026 · Last Updated: April 7, 2026

This Privacy Policy describes how ClearCost AI LLC ("we," "us," "our"), operating as MantleWise, collects, uses, stores, shares, and protects your information when you use mantlewise.io and associated services (the "Service").

🔒 We do not sell, rent, or trade your personal information to third parties for their marketing purposes — ever.

1. Information We Collect

Account Registration: Full name, email address, password (hashed and stored securely via Clerk), optional profile photo.

Home Profile: Home address, property type, year built, square footage, bedrooms/bathrooms, appliance inventory (brand, model, age), improvement notes and repair history.

Diagnostic Content: Photographs and videos of home issues, structures, and appliances; text descriptions of symptoms; uploaded inspection report PDFs; contractor quotes submitted for validation.

Communications: In-app AI chat messages; feedback form submissions; support email correspondence.

Referral Information: Referral codes used at signup; referral codes you generate and share.

Automatically Collected: Usage data (features accessed, diagnoses run, pages visited), device information (browser, OS, device type), log data (IP address, timestamps, error logs), and session authentication tokens.

Payment Information: Handled exclusively by Stripe. We receive only: last four card digits, card brand, expiration date, billing name, and subscription status. We do not store full card numbers or CVV codes.

2. How We Use Your Information

  • Providing the Service — processing photos/videos via AI; generating diagnoses and recommendations; operating the AI chat; storing home profile and history; managing household invitations
  • Account management — authentication, payment processing, billing notifications
  • Service improvement — analyzing usage patterns; improving AI models using de-identified and aggregated data only (opt out by emailing support@mantlewise.io)
  • Communications — responding to support requests; sending service notices; marketing emails with consent
  • Legal and safety — complying with law; enforcing our Terms; detecting and preventing fraud

GDPR Legal Basis (EEA/UK users): Contract performance (service delivery); legitimate interests (security, fraud prevention, analytics); consent (marketing, identifiable AI training); legal obligation (law compliance).

3. How We Share Your Information

We do not sell your data. We share data only with the following service providers, all contractually bound to use your data only as specified:

Clerk, Inc.Authentication

Email, name, hashed passwords, account metadata

clerk.com/privacy
Stripe, Inc.Payment processing

Billing info, payment history

stripe.com/privacy
Anthropic, PBCAI analysis

Uploaded images, videos, text. Anthropic does not train on API inputs by default.

anthropic.com/privacy
Cloudflare, Inc.Cloud storage (R2)

Photos and video files

cloudflare.com/privacypolicy
ElevenLabs, Inc.AI voice synthesis

Text prompts sent for voice generation; no user audio is recorded or stored

elevenlabs.io/privacy
Resend, Inc.Email delivery

Email address and message content

resend.com/privacy
Vercel, Inc.Application hosting

Request logs, IP addresses

vercel.com/legal/privacy-policy
Upstash / RedisSession caching

Session tokens, usage counters

upstash.com/trust/privacy.pdf

Household Members: Couples/Household plan members share access to home profiles and diagnosis history within the account.

Legal Disclosures: We may share data in response to valid legal process, court orders, or to protect safety and prevent fraud.

Business Transfers: In a merger or acquisition your data may be transferred. We will provide advance notice.

4. Data Retention

Category
Examples
Purpose
Retention
Account
Name, email
Auth, notifications
Account life + 90 days
Photos/Videos
Uploaded diagnostic images
AI analysis
Account life + 30 days
Diagnosis history
AI reports, recommendations
Service delivery
Account life + 90 days
Home profile
Address, appliances
Personalization
Account life + 90 days
Payment records
Transaction history
Financial compliance
7 years
Chat history
AI messages
Service delivery
7 days active / 90 days archived
Support comms
Emails, feedback
Customer support
3 years
Log / usage data
IP, browser, timestamps
Security, fraud prevention
12 months

You may request deletion at any time. We complete deletions within 30 days except where legally required (e.g., payment records).

5. Data Security

  • TLS 1.2+ encryption in transit for all data
  • Encryption at rest for sensitive data
  • Access controls restricting data access to authorized personnel only
  • Clerk for secure authentication with password hashing
  • Cloudflare R2 encrypted cloud storage for photos and videos

No method of electronic storage is 100% secure. We will notify you and applicable regulators of data breaches as required by law. Maintain your own credential security and notify us immediately at support@mantlewise.io of any suspected unauthorized account access.

6. Your Privacy Rights

All Users: Access your data · Correct inaccuracies · Delete your account and data · Request data portability · Opt out of AI training · Opt out of marketing emails.

California Residents — CCPA/CPRA

  • Right to know what data we collect and why
  • Right to delete your personal information
  • Right to correct inaccurate data
  • Right to opt out of sale/sharing (we do not sell your data)
  • Right to non-discrimination for exercising rights

Response times: acknowledge within 10 business days; substantive response within 45 days (extendable 45 days with notice).

EEA / UK / Switzerland — GDPR

  • Right of access (Art. 15)
  • Right to rectification (Art. 16)
  • Right to erasure / "right to be forgotten" (Art. 17)
  • Right to restriction of processing (Art. 18)
  • Right to data portability (Art. 20)
  • Right to object to processing (Art. 21)

Response time: 30 days. You may lodge complaints with your local supervisory authority (e.g., ICO in the UK).

Submit all rights requests to support@mantlewise.io with subject: "Privacy Rights Request — [Access / Deletion / Correction / Other]"

7. Cookies and Tracking

Essential/Session Cookies: Set by Clerk for authentication. Required for the Service to function — cannot be disabled while using MantleWise.

Local Storage: Used to save preferences (e.g., referral codes, session state). Stored on your device only.

Analytics: We may use anonymized analytics to understand usage and improve the Service.

Do Not Track: We currently do not alter our data practices in response to DNT browser signals.

8. Children's Privacy

The Service is not directed to children under 13. We do not knowingly collect personal information from children under 13. If we learn we have done so, we will delete it promptly. Contact support@mantlewise.io immediately if you believe a child's information has been collected.

9. International Data Transfers

ClearCost AI LLC is based in North Carolina, United States. If you access the Service from outside the US, your data will be transferred to and processed in the US. For EEA/UK users, we rely on EU Standard Contractual Clauses (SCCs) and other approved mechanisms for cross-border transfers. Our service providers (Anthropic, Cloudflare, Stripe, etc.) are US-based entities.

10. Your Home and Property Data

We recognize that home addresses, property details, and repair photos are sensitive personal information. We treat this data with heightened care and use it only to:

  • Personalize your home profile and diagnostic experience
  • Provide locally-relevant cost estimates and contractor context
  • Maintain your repair history

We do not use home addresses for advertising. Photos and videos are stored in encrypted cloud storage and transmitted to Anthropic solely for AI analysis — Anthropic does not retain them for training per their API terms. Your photos are not shared with other users or made publicly accessible.

11. Marketing Communications

We send marketing emails only with opt-in consent or where permitted by law. Opt out at any time via the unsubscribe link in any email or by emailing support@mantlewise.io. Transactional emails (billing receipts, security alerts, password resets) are sent regardless of marketing preferences.

12. Changes to This Policy

Material changes will be communicated via email and/or in-app notice, with the updated "Last Updated" date. Continued use after changes constitutes acceptance.

13. Contact — Privacy Inquiries

ClearCost AI LLC · Operating as MantleWise · North Carolina
support@mantlewise.io · mantlewise.io

Subject format: "Privacy Rights Request — [Access / Deletion / Correction / Opt-Out / Other]"

We acknowledge all privacy inquiries within 5 business days.

© 2026 ClearCost AI LLC · MantleWise · North Carolina